So where does this lady fall in the "personal responsibility" scale? - Page 5

RMNIXON · 03-30-2008, 05:40 PM

Originally Posted by 6SpeedTA95

HOWEVER, banks and lending institutions have an obligation to be honest and upfront with their clients. Many people got unnecessarily hurt due to piss poor banking practices that amount to nothing more than greed. While I do NOT want a nanny state or more regulations, I firmly believe in personal responsibility and responsibility extends to the corporate side as well.

I agree. If the government did less to bail out some of this banking foolishness they would be running tighter ships all by themselves.

7960 · 03-30-2008, 05:49 PM

Originally Posted by Donkey®

I didn't realize there was an intelligence requirement for the "american dream". Believe it or not, not everyone knows everything about everything. What you call common sense isn't common sense to everyone. That's why there are government regulations for most businesses.

so in other words, "people should not be held accountable for things they do not know but could find out."

that attitude is the leading cause of the demise of common sense.

7960 · 03-30-2008, 05:52 PM

Originally Posted by Donkey®

I didn't realize there was an intelligence requirement for the "american dream". Believe it or not, not everyone knows everything about everything. What you call common sense isn't common sense to everyone. That's why there are government regulations for most businesses.

so in other other words, apparently now ignorance *IS* an excuse.

I'll try that one the next time I'm pulled over for speeding.

Donkey® · 03-30-2008, 08:01 PM

Originally Posted by 7960

so in other other words, apparently now ignorance *IS* an excuse.

I'll try that one the next time I'm pulled over for speeding.

I didn't know driving was as complex as buying a home.

7960 · 03-30-2008, 08:09 PM

Originally Posted by Donkey®

I didn't know driving was as complex as buying a home.

I didn't have to pass a written and practical exam to get a mortgage.

You're trying to say this was somehow someone else's fault. It was not. I'll give you that her (ex?)husband may have been involved......same deal. If he was involved then she's still on the spot for having been half the marriage/half the decisions.

cliffs: she has nobody to blame but herself.

hsmith · 03-30-2008, 08:48 PM

Originally Posted by 7960

so in other other words, apparently now ignorance *IS* an excuse.

I'll try that one the next time I'm pulled over for speeding.

If you don't understand everything involved with buying a house, you consult a third party that has nothing to gain from the transaction - like a lawyer.

I haven't the first clue because I haven't done it yet, so that is exactly who I WOULD talk to about it.

7960 · 03-30-2008, 08:53 PM

Originally Posted by hsmith

If you don't understand everything involved with buying a house, you consult a third party that has nothing to gain from the transaction - like a lawyer.

I haven't the first clue because I haven't done it yet, so that is exactly who I WOULD talk to about it.

I brought a lawyer to my closing. I thought everyone did. If I'm making $35k/year and buying a $200k house you can be damn sure I'm going to spend $200 to have a lawyer review it to make sure I'm not getting fucked.

Donkey® · 03-30-2008, 09:27 PM

Originally Posted by 7960

I brought a lawyer to my closing. I thought everyone did. If I'm making $35k/year and buying a $200k house you can be damn sure I'm going to spend $200 to have a lawyer review it to make sure I'm not getting fucked.

Because you grew up in that world. A lot of people that got fucked over in this crisis had hardly any experience in the world of credit, banking, and loans. Nobody is saying it is an "excuse" either. It's just a fact and it's why these situations have a great deal law and regulation surrounding them. On top of that, it's a shame that you would like to blame your fellow man for everything than the businesses that could be taking advantage of them. You approach every single situation like EVERYONE should know what you do or solve their issues like you do. That's just not reality.

Donkey® · 03-30-2008, 09:30 PM

Originally Posted by 7960

I didn't have to pass a written and practical exam to get a mortgage.

This really has nothing to do with the actual task. Is your position that driving is more complex than buying a home?

Originally Posted by 7960

You're trying to say this was somehow someone else's fault. It was not. I'll give you that her (ex?)husband may have been involved......same deal. If he was involved then she's still on the spot for having been half the marriage/half the decisions.

cliffs: she has nobody to blame but herself.

It's a wonderful world where every marriage is an equal distribution of power...that's is just not the case.

7960 · 03-30-2008, 09:38 PM

Originally Posted by Donkey®

Because you grew up in that world. A lot of people that got fucked over in this crisis had hardly any experience in the world of credit, banking, and loans. Nobody is saying it is an "excuse" either. It's just a fact and it's why these situations have a great deal law and regulation surrounding them. On top of that, it's a shame that you would like to blame your fellow man for everything than the businesses that could be taking advantage of them. You approach every single situation like EVERYONE should know what you do or solve their issues like you do. That's just not reality.

And you approach every situation like EVERYTHING is someone else's fault.

And that's what's wrong with america today.

7960 · 03-30-2008, 09:40 PM

Originally Posted by Donkey®

This really has nothing to do with the actual task. Is your position that driving is more complex than buying a home?

Yep. I spent $200 on a lawyer and he pointed and said "sign, initial, initial, sign, date" etc. I could have done it in a coma. I can't drive in a coma.

And if I got fucked I'd sue the lawyer.

It's a wonderful world where every marriage is an equal distribution of power...that's is just not the case.

So it's someone else's fault that (if) her husband did all that financial shit and left her fucked

Exactly how far won't you go to make everyone else the bad guy?

Donkey® · 03-30-2008, 09:49 PM

Originally Posted by 7960

Yep. I spent $200 on a lawyer and he pointed and said "sign, initial, initial, sign, date" etc. I could have done it in a coma. I can't drive in a coma.

And if I got fucked I'd sue the lawyer.

So it's someone else's fault that (if) her husband did all that financial shit and left her fucked

Exactly how far won't you go to make everyone else the bad guy?

I have an equal distribution of blame while you blame individuals for everything. Neither side is free from blame.

Donkey® · 03-30-2008, 09:51 PM

Originally Posted by 7960

And you approach every situation like EVERYTHING is someone else's fault.

And that's what's wrong with america today.

No, as I said above, I distribute my blame instead of thinking everyone should be as all knowing and powerful as I.

7960 · 03-30-2008, 09:53 PM

Originally Posted by Donkey®

I have an equal distribution of blame while you blame individuals for everything. Neither side is free from blame.

What?

I hold individuals responsible for what they do. She had $450k in equity and now she doesn't. There is nobody to blame but her.

Even if you say "it was her husband's fault" she's still right up there because she let someone else make her financial decisions for her.

Donkey® · 03-30-2008, 09:58 PM

Originally Posted by 7960

What?

I hold individuals responsible for what they do. She had $450k in equity and now she doesn't. There is nobody to blame but her.

Even if you say "it was her husband's fault" she's still right up there because she let someone else make her financial decisions for her.

I don't know about you, but from a young age we've been taught who is responsible for what in a marriage.

JaJae · 03-30-2008, 09:59 PM

Originally Posted by Donkey®

I don't know about you, but from a young age we've been taught who is responsible for what in a marriage.

So now we're blaming sexism as well? When your list of things/people to blame begins to become all-inclusive it's probably not a logical list. Ultimately she is responsible.

JaJae · 03-30-2008, 10:02 PM

Let's not blame George Bush for the war in Iraq. He's an alpha male. And we all know how he raised, in such a political family trying to make a name for himself. He may not have known any better, I mean really, Cheney is very enticing and can make a man do things he may not have done. Besides you know the economy wasn't that great and the intelligence was half-there to justify his point. I mean really, he's only partially responsible for the US going to war in Iraq so we can't put blame on him. Besides, Osama was a scary man and with all that fear, it's only natural Bush would be confused and make a mistake. All this "personal responsibility" crap is a joke. There were just so many outside influences and circumstances that really were just out of his control.

This is the way I'm reading the argument presented in this thread defending this woman.

Donkey® · 03-30-2008, 10:04 PM

Originally Posted by JaJae

So now we're blaming sexism as well? When your list of things/people to blame begins to become all-inclusive it's probably not a logical list. Ultimately she is responsible.

Where did you get this shit from? I clearly stated she holds the MAJORITY of responsibility for her situation. It is NOT entirely her fault.

Donkey® · 03-30-2008, 10:05 PM

Originally Posted by JaJae

Let's not blame George Bush for the war in Iraq. He's an alpha male. And we all know how he raised, in such a political family trying to make a name for himself. He may not have known any better, I mean really, Cheney is very enticing and can make a man do things he may not have done. Besides you know the economy wasn't that great and the intelligence was half-there to justify his point. I mean really, he's only partially responsible for the US going to war in Iraq so we can't put blame on him. Besides, Osama was a scary man and he instilled fear in us which made us to the wrong thing. All this "personal responsibility" crap is a joke. There were just so many outside influences and circumstances that really were just out of his control.

And I don't blame only Bush for this war. Relevant scenario not found.