Originally Posted by 7960 Oh, and btw, when she's talking about leaving her tiffany bracelet and coach pocketbook in the car before going in the food bank...............yeah, that's when I stopped watching. From $70K to food bank, one family's struggle - CNN.com My wife doesn't ...
| | #121 | ||||
| Junkie libertarian ![]()
| Originally Posted by 7960 I don't know about you, but if I am starving, I start selling things I can do without to eat
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| | #122 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
| Originally Posted by Donkey® More "it must be someone else's fault" even though the evidence keeps stacking up pointing directly to her (and possibly her husband, but even if it's also her husband it's still her)
She was in the industry. If anyone should have known the dangers of taking a $450k equity loan when only making $70k it was her.
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| | #123 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
| Originally Posted by Donkey® I didn't say she bought those with her grocery money while her kids are starving. But she's saying "She has had to take extreme measures..." and then talks about leaving her tiffany bracelet and coach pocketbook in her car.
How about selling them so she can buy groceries? Contrary to her saying "take off your tiffany bracelet and leave your coach purse because they're not worth anything anyway" these things are actually valuable. If she insists on maintaining appearances and staying in a house she can't afford the least she can do is sell off her expensive shit to pay bills. Also, watching the video again they give the timeline.......... -we both had good jobs, both very stable, 401ks -THEN HER HUSBAND LEFT -now she's barely hanging on to her home GET THE FUCK OUT OF THE HOUSE. She should have been out when her man left and she couldn't afford the house. | ||||
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| | #124 | ||||
| Friend to all. Socialist Maryland ![]()
| Originally Posted by 7960
The "man" should be supporting his kids. | ||||
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| | #125 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
| She said he lost his job, too. I guess that's not his fault either? So what's left? She's living in a house she can't afford while she's wearing a tiffany bracelet and carrying a coach purse to the food bank. Absolutely 0 sympathy. | ||||
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| | #126 | ||||
| Bush Crime Family = Terrorists Paleolibertarian ![]()
| I'm surprised that CNN ran a story on this or that there's even a serious discussion around this. Lack of personal responsibility got this lady and millions of other Americans where they are. Why should responsible Americans have to support those who refuse help themselves? | ||||
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| | #127 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
| Originally Posted by 7th Ninjai Some people will go to any lengths to make "the man" or "shady deals" or "greedy corporations" the bad guy while absolving individuals of any of their own responsibility for their situation.
I bought a house I could afford. I got a home equity loan but only because my investments are getting a better return. And now that asshole and people like her are going to make my rate go up to pay for their stupidity. Almost makes me wish I bought 3x the house I could actually afford. Then I'd go on TV, bitch about how unfair it is that I can't afford my interest-only mortgage, and expect others to bail me out. | ||||
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| | #128 | ||||
| Junkie libertarian ![]()
| Originally Posted by 7960 To be fair, you can't just "get rid of your house" when things go bad. If you can't sell it, you really are stuck.
Now, she could try to sell it and that might help mitigate her losses. But it isn't "just get rid of it" | ||||
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| | #129 | ||||
| Friend to all. Socialist Maryland ![]()
| Originally Posted by 7960
No, some people realize the fact that life isn't cut and dry as others make it out to be. There is no way to use logic to place 100% of the blame of another person's trials squarely on the shoulders of that person. There are other factors. It in no way excuses the person of blame nor is anyone trying to excuse that person of blame. Things like "she wasted all her money" and "just sell that fucking house" are cut and dry solutions which aren't as cut and dry as you imagine them to be. The first one is pure speculation and the second is pure imagination...especially in this market. BTW, your whole problem is the bullshit "well I did this and I would do that" stuff. I understand you think you know what you would or could do in every imaginable scenario presented to you...but that's just not reality and I am glad you have that much confidence that how YOU do things is how everyone SHOULD do things. | ||||
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| | #130 | ||||
| Leges sine Moribus Vanae Liberal University City, Philly and Buffalo ![]()
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| | #131 | ||||
| Friend to all. Socialist Maryland ![]()
| I am not grasping at anything. I am pointing out that you guys are speculating about every aspect of her life because "you have a feeling". That in no way is reality. REALITY is you have no idea how she came in possession of those items. You have no idea how she lost her job. You have no idea who was in charge of finances for that family. | ||||
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| | #132 | ||||
| Give me liberty or give me death! libertarian Lake Stevens, WA ![]()
| Originally Posted by Donkey® How many excuses and theoretical situations can you come up with to justify her behavior as not reckless and irresponsible, honestly?
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| | #133 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
| Originally Posted by Donkey® Going back to your post earlier, we disagree.
-she works in the industry -she had zero savings -she took out more equity than she could afford to pay back -she still has her tiffany bracelet and coach purse No matter how you try to spin it she's responsible for her situation. Why didn't she have enough cash in the bank to cover 6 months of bills? When her husband left why didn't she get out of the house? Why is she in an interest-only mortgage? With food to buy why does she still have her tiffany bracelet and coach purse? According to info on page 1 she owes either $450k or $600k on the house. Let's use the smaller number...on a 30 year loan that's $3k/month. That's $36k/year. She was making $70k and from her description her husband was making about the same. At $150k/year they're very near the top on the "how much house can I afford" calculator. Exactly where is the $450k in equity that she leveraged?? I still can't fathom defending her when she had that much money but absolutely no savings. BTW, I wanted to get my wife a coach purse for christmas 2 years ago. The cheapest (real) one I could find was over $200, and it was about the size of an envelope. Short story, she still doesn't have a (real) coach purse. | ||||
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| | #134 | ||||
| Leges sine Moribus Vanae Liberal University City, Philly and Buffalo ![]()
| Originally Posted by Donkey® Which is why it is not my place to say whether or not this situation is all her fault.
I do say it is ludicrous to think that she is less than 75% responsible. In any case, regardless of how she came by those items, if she's starving and floundering, she should be selling them and using the money to pay her bills. No material possession, however acquired, should be valued more highly than basic human needs. | ||||
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| | #135 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
| If she wasn't involved then she's just as responsible. Just like if my wife racks up $100k in debt then I'm also responsible. We are both involved and if either of us hands total control to the other then that doesn't absolve one of responsibility. | ||||
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| | #136 | ||||
| Leges sine Moribus Vanae Liberal University City, Philly and Buffalo ![]()
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| | #137 | ||||
| Ignore list is for pussies. Realist ![]() ![]()
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| | #138 | ||||
| Friend to all. Socialist Maryland ![]()
| Yep. I know people who work on computers every single day but don't know a thing about how to fix them. They know absolutely everything about networking though. Even though it was NEVER made clear "she worked in the industry" it IS possible to work on a certain aspect (maybe she ran credit reports, maybe she filed papers, maybe she was a glorified spreadsheet monkey) and still not know all the in's and out's of said industry. Doesn't mean she didn't EVER have savings. Her husband could have taken it. She could have already used it to pay expenses. Again, there is absolutely no evidence to show SHE did anything. This I can kind of agree with...but I can also see reasoning for keeping such items. What if her dead relative bought them? Sentimental value or family value could mean something. There are definitely items i'd have a hard time parting with because of such reasons. Originally Posted by 7960
That's where we don't mesh. I do NOT in any way say "she is not responsible." What I say is that she is not 100% responsible and there is no way anyone can use the facts given to logically give her 100% of the responsibility. Things happen in this world that are beyond our control We can't be prepared for everything. Originally Posted by 7960
Again, we have no idea the details of WHO did all that. They did fuck up financially and yes, she is responsible. There are other parties contributing to her position at this point though. Originally Posted by 7960
Yet I see all sorts of threads with you and cranes and shit in your yard tearing up shit which I am sure costs thousands of dollars. You hate your wife apparently. (joke) |