The more reading I do the more I can't help but think we need universal healthcare...

[WickedLou9]

Originally Posted by 6SpeedTA95

Nope not at all, but you have to weigh the benefits. Business ownership includes a variety of risks that are assessed by thsoe starting the business. Both my grandparents started and owned their own businesses. They had a major med policy and set aside 5% of their income specifically for health related expenses.

Yeah but our grandparents paid alot less for health care when they were growing up. ALOT less. Today, how much would a health policy cost for 2 people? 1200 a month? 2000 a month?

[6SpeedTA95]

Originally Posted by WickedLou9

Yeah but our grandparents paid alot less for health care when they were growing up. ALOT less. Today, how much would a health policy cost for 2 people? 1200 a month? 2000 a month?

Two people will have an insurance bill of about 550/mo if they're paying for it. If you want dental and vision count on about 640/mo for two folks.

[WickedLou9]

Originally Posted by 6SpeedTA95

Two people will have an insurance bill of about 550/mo if they're paying for it. If you want dental and vision count on about 640/mo for two folks.

depending on the situation.. a family of four would pay pretty close to 1200 a month. That would be a second mortgage payment for alot of people.

http://www.nchc.org/facts/cost.pdf

In a case like that.. most families would have to decide whether they should pay for health insurance or save for retirement.

[6SpeedTA95]

Originally Posted by WickedLou9

depending on the situation.. a family of four would pay pretty close to 1200 a month. That would be a second mortgage payment for alot of people.

http://www.nchc.org/facts/cost.pdf

In a case like that.. most families would have to decide whether they should pay for health insurance or save for retirement.

Depends...I've read a whole host of stats that range from 9800/yr to 13,000/yr for a family of four for full medical, dental and vision.

Yes its expensive...

[DosEquis]

I get a sheet once a year that is my salary and benefits statement. On that sheet they put how much I actually cost the company. This includes health insurance, 401k match, etc.

Anyway the health insurance part says the company pays roughly $4,000 per year for their part of my insurance. I pay another $25 a month on my own.

[6SpeedTA95]

Originally Posted by DosEquis

I get a sheet once a year that is my salary and benefits statement. On that sheet they put how much I actually cost the company. This includes health insurance, 401k match, etc.

Anyway the health insurance part says the company pays roughly $4,000 per year for their part of my insurance. I pay another $25 a month on my own.

Damn, thats badass insurance

For me and my wife they said it cost them about 3700/yr on top of the 3600 we pay each year.

[WickedLou9]

Originally Posted by DosEquis

I get a sheet once a year that is my salary and benefits statement. On that sheet they put how much I actually cost the company. This includes health insurance, 401k match, etc.

Anyway the health insurance part says the company pays roughly $4,000 per year for their part of my insurance. I pay another $25 a month on my own.

Large companies also get group rates so thier insurance costs less then if you got it on your own.

[WickedLou9]

Originally Posted by 6SpeedTA95

Damn, thats badass insurance

For me and my wife they said it cost them about 3700/yr on top of the 3600 we pay each year.

I would pay about the same for mine if I used my benefits at work..

But I am on my wife's plan.. She's a teacher so we only pay.... zero.. for our benefits. 5 dollar co-pays too.

[DosEquis]

Originally Posted by 6SpeedTA95

Damn, thats badass insurance

For me and my wife they said it cost them about 3700/yr on top of the 3600 we pay each year.

Yeah, it is not to bad. Any time i go to the doctor it is basically $10 bucks for just about anything.

I also get half price on lasik, so i am thinking about that.