Originally Posted by raps
Is he going to be able to afford insurance? Just because he can no longer be denied doesn't mean the coverage is going to be affordable. That's why the government included a hefty subsidy system in this whole thing isn't it?
There are a whole series of things that need to take place to bring the costs down. If I recall there are 16 states that have started on things like building those insurance pooling networks.
Medical processing needs to get as paperless as possible. This reduces errors, thus increases quality of care, and reduces costs. This is already in progress but it will take time.
There are a number of scenarios and "what if" things we can apply to it. The bottom line is this will be a long work in progress. This, if executed correctly, will help control cost growth when it shakes out. Currently it is a half ass law/program because thats all they could get passed.
If the uninsurable guy is working there is likely some way that is going to get some money from him to help pay for his almost certain medical expenses. The rules were employers have to attempt to cover him. Or maybe his employer already offers benefits but now he'll actually be able to enroll in them. Or maybe none of that is true but his employer will opt for the fine (I mean tax) and maybe he chooses to opt for the fine (I mean tax) as well. Either way this guy needs medical care and as long as he is working we'll at least get some of those costs accounted for.